Work out if you have enough cover to support your family and pay off your debts in the event that you die while a Unilever employee

Unilever UK Pension Fund provides your family with

Lump sum of 4 x your salary. This can be increased to up to 8 x your salary.


Pensions for your partner and children (if you are a current or previous member of the DB Career Average Plan or Final Salary sections of the Unilever UK Pension Fund (UUKPF)).


Refund of all the contributions you have made towards both your Unilever Final Salary and DB Career Average Plan pensions.


All the money saved in your DC Investing Plan account or your Retirement Savings Plan account.

How it works

This tool can help you work out how much money your family might need if you die. It also gives you the option to look at the cover you might need to pay off your mortgage and any other debts if you die. It doesn't allow for any money to cover University tuition or maintenance fees for your children. If your children go to University, it should be possible for them to take out a student loan to cover these costs.

Hopefully, you can see how the tool works out the figures so you can change the figures you input into the tool, if needed. This tool uses estimates based on figures effective in 2022. The tool does not use live data. It also does not take account of any other pensions you may have outside of Unilever. These pensions could provide an income for your partner if you die. Your partner may also have their own pensions to support them when they retire, and these are not included in this model.

You should keep the amount of life insurance you have under review. In particular, you should check you have enough if you have another child or if your circumstances change. The output from this tool is not a specific personal recommendation. It does not constitute independent financial advice and should not be taken as such.

The calculations are approximate and not intended as advice. The modeller will give you an indication of what cover might look like in certain scenarios, based on the information that you input.